Determinant Profitability of PT. BPR BANK BAPAS 69
DOI:
https://doi.org/10.31949/entrepreneur.v4i1.2224Abstract
This research aims to determine and analyze profitability at PT. BPR BANK BAPAS 69. The method used in this research is multiple linear regression analysis with Stata 16.0. The data used is secondary data from the website PT. BPR BANK BAPAS 69 during 2016-2020 period. Based on the research results, it is known that CAR, NPL, and LDR as independent variables have a significant effect on ROA as the dependent variable with a significance value of 0.0447. Based on the results of hypothesis testing, found that the CAR and LDR variables have a negative and insignificant effect on ROA. The NPL variable has a negative and significant effect on ROA. Of the three independent variables, NPL has the biggest effect on ROA with a coefficient value of -2.892877.
Keywords:
Profitability; ROA; Capital Adequacy Ratio; Non Performing Loan; Loan to Deposit Ratio; BanksDownloads
References
Afriyeni, Afriyeni, and Jhon Fernos. 2018. “Analisis Faktor-Faktor Penentu Kinerja Profitabilitas Bank Perkreditan Rakyat (Bpr) Konvensional Di Sumatera Barat.” Jurnal Benefita 3(3):325. doi: 10.22216/jbe.v3i3.3623.
Agustini, Sri, and Nyoman Budiasih. 2014. “Analisis Faktor-Faktor Yang Memengaruhi Profitabilitas Bank Perkreditan Rakyat Di Kabupaten Badung.” E-Jurnal Akuntansi 8(3):609–19.
Fiscal, Yunus, and Lili Lusiana. 2014. “PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR), BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS BPR ( Studi Kasus Pada BPR Di Provinsi Lampung Tahun 2010 - 2012 )Title.” JURNAL Akuntansi & Keuangan 3(2):1–46.
Harun, Usman. 2016. “Pengaruh Ratio-Ratio Keuangan CAR, LDR, NIM, BOPO, NPL Terhadap ROA.” Jurnal Riset Bisnis Dan Manajemen 4(1):67–82.
Nur’afiah, Siti. 2012. “PENGARUH CAR, LDR, BOPO TERHADAP ROA PADA BPR PROPINSI DKI JAKARTA PERIODE 2007-2011.” Экономика Региона 1–12.
Pertiwi, Loraine, and Liana Susanto. 2019. “Faktor Yang Mempengaruhi Profitabilitas Pada Perbankan Yang Terdaftar Di Bei.” Jurnal Multiparadigma Akuntansi 1(2):282–91.
Putri, Ni Kadek Alit Pradina, Luh Putu Wiagustini, and Ni Nyoman Abundanti. 2018. “Pengaruh Npl, Car Dan Bopo Terhadap Profitabilitas Pada Bpr Di Kota Denpasar.” E-Jurnal Manajemen Universitas Udayana 7(11):6212. doi: 10.24843/ejmunud.2018.v07.i11.p15.
Septiani, Rita, and Putu Lestari. 2016. “Penelitian Ini Bertujuan Untuk Mengetahui Strategi Menghadapi Stres.” E-Jurnal Manajemen Unud 5(1):293–324.
Siringoringo, Renniwaty. 2017. “Analisis Fungsi Intermediasi Perbankan Indonesia (Studi Kasus Bank Umum Konvensional Yang Tercatat Di BEI Periode 2012-2016).” Jurnal Inspirasi Bisnis Dan Manajemen 1(2):135. doi: 10.33603/jibm.v1i2.865.
Sofyan, Mohammad. 2019. “Faktor-Faktor Yang Mempengaruhi Profitabilitas Bank Perkreditan Rakyat (BPR) Di Provinsi Jawa Timur.” Jurnal Inspirasi Bisnis Dan Manajemen 3(1):63. doi: 10.33603/jibm.v3i1.2093.
Wulandari, Luh Putu Fiadevi, and Luh Komang Sudjarni. 2012. “PENGARUH CAR, NPL, DAN CR PADA PROFITABILITAS BPR SE- KABUPATEN GIANYAR.” 99–116.
Yeni, Afriyeni. 2017. “Profitabilitas Bank Perkreditan Rakyat Di Kota Padang Di Tinjau Dari Rasio Likuiditas.” Jurnal Benefita 2(1):22. doi: 10.22216/jbe.v2i1.2104.
Ismail, A. Y., Andayani, S. A., Chovyan, I., & Wahyudin, A. (2021). Land Change Patterns for Predicting Sustainable Agriculture Development. MIMBAR: Jurnal Sosial dan Pembangunan, 37(2), 509-515.
Andayani, S. A., Sukmawani, R., Marina, I., Sulaksana, J., Rahman, U. I. L., Sumekar, Y., ... & Dani, U. (2021). Prediction model of production patterns of shallot development in the highlands of Indonesia. Research on Crops, 22(4), 895-900.
Ismail, A. Y., Aminudin, S., Andayani, S. A., & Sumekar, Y. (2021). Analysis of land use patterns in the upper Cimanuk river basin and its relationship with irrigation water discharge in Majalengka Regency, Indonesia. Research on Crops, 22(4), 836-840.
Hernita, N., & Ginanjar, Y. (2021, April). Managerial Aspect and Digital Marketing of Micro, Small and Medium Enterprises in West Java. In IOP Conference Series: Earth and Environmental Science (Vol. 748, No. 1, p. 012035). IOP Publishing.
Hernita, N., Prihartini, E., & Rahmayani, M. W. (2021). Increasing Income of Micro, Small and Medium Enterprises through Managerial and Digital Marketing Aspect in West Java. Budapest International Research and Critics Institute-Journal (BIRCI-Journal), 4(4), 10593-10600.
Andayani, S. A., Sukmawani, R., Marina, I., Sulaksana, J., Rahman, U. I. L., Sumekar, Y., ... & Dani, U. (2021). Prediction model of production patterns of shallot development in the highlands of Indonesia. Research on Crops, 22(4), 895-900.
Nahdi, D. S., Araniri, N., Jatisunda, M. G., Kurino, Y. D., & Cahyaningsih, U. (2021). Statistical Literacy of Pre-Service Islamic Religious Education Teachers. Jurnal Cendekia: Jurnal Pendidikan Matematika, 5(2), 900-908.
Syamsuddin, A. (2021). Islamic Acculturation and Local Culture on Nyiramkeun Tradition in Talagawetan Village Majalengka Regency. Budapest International Research and Critics Institute-Journal (BIRCI-Journal), 4(2), 2447-2456.
Amin, M. A. S. (2020). Communication Activities in Mitoni Events in Layansari Village (Study of Communication Ethnography Regarding Communication Activities at the Mitoni Event in Layansari Village, Gandrungmangu District, Cilacap Regency in requesting the safety of Mother and Child). Budapest International Research and Critics Institute-Journal (BIRCI-Journal), 3(2), 1289-1296.
Redjeki, F., Fauzi, H., & Priadana, S. (2021). Implementation of appropriate marketing and sales strategies in improving company performance and profits. International Journal of Science and Society, 3(2), 31-38.
Fauzi, H. (2021). THE INFLUENCE OF WORK DISCIPLINE AND INDIVIDUAL CHARACTERISTICS ON TOTAL QUALITY MANAGEMENT (STUDY AT PT. SINJARAGA SANTIKA SPORT MAJALENGKA. International Journal of Economics, Business and Accounting Research (IJEBAR), 5(3), 2105-2114.
Mulyani, H. S., Sudirno, D., & Hakim, A. (2021, April). Driving Factors For Local Government Self-Financing Ability. In IOP Conference Series: Earth and Environmental Science (Vol. 748, No. 1, p. 012028). IOP Publishing.

Published
How to Cite
Issue
Section
License
Copyright (c) 2023 Muhammad Danil Shani, Heni Hirawati

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
COPYRIGHT NOTICE
An author who publishes in the Entrepreneur: Jurnal Bisnis Manajemen dan Kewirausahaan agrees to the following terms:
1. Author retains the copyright and grants the journal the right of first publication of the work simultaneously licensed under the Creative Commons Attribution-ShareAlike 4.0 License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal
2. The author is able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book) with the acknowledgment of its initial publication in this journal.
3. The author is permitted and encouraged to post his/her work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of the published work